Find Your Insurances Terms and Conditions

The material on the Find Your Insurances website, including information and images, is meant for your personal, non-commercial use only. You may not modify, republish, post, or transmit any content from this website, including anything you download, without our prior consent. You also agree not to engage in systematic data retrieval or other content extraction from Find Your Insurances. Please do not create any hyperlinks from other sites to ours without first obtaining our permission.

Due to potential linguistic differences, Spanish advertising statements may not fully reflect the content of the policy written in English. In case of disputes concerning policy terms, the English version will prevail.

Please read the following sections carefully:

Limitation of Liability

Find Your Insurances will not be liable for any damages or injuries resulting from your use of its websites. This includes (but is not limited to) damages or injury caused by:

  • Use of (or inability to use) the sites;
  • Use of (or inability to use) any site to which you hyperlink from our websites;
  • Performance failures;
  • Errors;
  • Omissions;
  • Interruptions;
  • Defects;
  • Delays in operation or transmission;
  • Computer viruses;
  • Line failures.

We are not responsible for any consequential or incidental damages, which are damages intended to compensate someone directly for a loss or injury, damages reasonably expected to result from a loss or injury, or other miscellaneous damages and expenses resulting directly from a loss or injury. Additionally, except as provided below, we are not liable even if we have been negligent or if our authorized representative has been advised of the possibility of such damages—or both.

However, in certain states where the law may not allow us to limit or exclude liability for incidental or consequential damages, the above limitation may not apply, and you may have the right to recover these types of damages. In any event, our liability to you for all losses, damages, injuries, and claims of any kind, whether the damages are claimed under the terms of a contract or are claimed to be caused by negligence or other wrongful conduct or any other legal theory, will not exceed the amount you have paid to access our sites.

Disclaimer

The material on our sites is provided “as is.” Find Your Insurances disclaims all express and implied warranties about the material on the sites. This includes, but is not limited to, warranties that:

  • The material is of any particular level of quality or is fit for a particular purpose;
  • The functional elements contained in the materials will be uninterrupted or error-free;
  • Defects will be corrected;
  • Our sites, or the servers that make them available, are free of computer viruses or other harmful components or conditions;
  • Information contained in the sites is accurate as of any particular date.

We may provide access to other websites from our sites, or you may have reached our site from another site. However, we do not endorse or approve any products or information offered at sites you may reach from our sites or from which you may have reached our site. The URL address in your web browser will tell you if you are still on the Find Your Insurances site or have moved elsewhere.

By providing material on our website, Find Your Insurances does not promise that the materials will remain available to you or that you will qualify for the products we offer. Find Your Insurances is entitled to terminate all or part of any of its websites at any time, without notice to you.

When you select a password and sign up to access Find Your Insurances’s online policyholder services, you agree to the following conditions:

  • Find Your Insurances is authorized to act on instructions received under your password without any requirement to question those instructions;
  • Find Your Insurances is not liable for any unauthorized access to your personal information that is not directly due to the negligence of Find Your Insurances;
  • Your password contains sensitive information, and you will keep it confidential and secret;
  • You will notify Find Your Insurances immediately if you believe someone else has learned your password or if you believe unauthorized access to Find Your Insurances or your personal information has occurred or may occur;
  • Find Your Insurances may deny access or block any transaction made under your password without prior notice if we believe your password is being used by someone other than you, or if unauthorized access to your personal information has occurred or may occur, or for any other reason, but we are under no obligation to do so;
  • Violating the Terms and Conditions of Website Use may lead to a revocation of Find Your Insurances website access privileges.

Digital Assistant

Find Your Insurances’s Digital Assistant is intended for informational purposes only. Any information provided is not intended as insurance advice and should not be interpreted as such. Any insurance decision, including coverage amounts, limits, and deductibles, is solely the responsibility of the insured, and Find Your Insurances is not liable for any information that is inaccurate, missing, or misinterpreted. The material contained within the Digital Assistant is subject to change at any time, and Find Your Insurances makes no guarantee about the quality or accuracy of said content.

Privacy

All information collected from users of our sites is subject to our Privacy Policy, which is incorporated by reference into this agreement. For more information, see our Privacy Policy.

Jurisdiction

Unless otherwise specified, the materials on our site are presented to provide information about Find Your Insurances, our insurance products, and the insurance business. Find Your Insurances operates and controls its sites from the Company’s headquarters in Chevy Chase, Maryland, in the United States of America, and Maryland law shall govern any action concerning the Find Your Insurances sites. We do not imply that the materials on the sites or the products we discuss are available or for use outside the United States or in jurisdictions where we are not licensed to do business, or that we are soliciting business in any such jurisdiction. By completing an online request for a rate quote, you confirm that you are not a resident in any such jurisdiction.

By using the Find Your Insurances website, you agree to these Terms and Conditions of Website Use.

Miscellaneous

These Terms and Conditions of Website Use, and the agreement they create, shall be governed by and interpreted according to the laws of the state of Maryland, without giving effect to Maryland’s conflict of laws principles.

If any provision of this agreement is unlawful, void, or unenforceable, it shall not affect the validity and enforceability of any remaining provisions.

Find Your Insurances may modify these Terms and Conditions of Website Use, and the agreement they create, at any time, simply by updating this posting or the information on its website and without notice to you.